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01224 848382

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Monday to Friday
9.00am - 5.00pm

Saturday & Sunday
Closed

Planning to visit our office?

Aberdeen
Our office in Aberdeen is manned open every Tuesday, Wednesday and Thursday: 9am – 5pm

Elgin
Our office in Elgin is still closed, pending renovation work.





Testimonials

  • I would just like to congratulate H&R Insurance on providing me with the best insurance service I have ever received.  When originally signing up for motorcycle insurance online, I found…
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Commercial Insurance
Corporate and SME insurance solutions covering all business sectors, from long established companies to sole traders and start-ups
Taxi Insurance
Public or private hire, car, minibus or coach, one vehicle or a fleet - H&R can cater for every scenario
Buildings & Contents Insurance
From your first home to your dream home - we can provide tailored solutions to match your requirements
Private Car Insurance
From the family people carrier to the executive saloon – whatever you drive save money today
Motorcycle Insurance
From single bike to multi-bike, sports-bike, custom or tourer – whatever you ride save money today

Monday, 21 December 2015 12:37

What is a tracker

A tracker is an electronic device installed in vehicles to enable vehicle owners or third parties to track the location of a vehicle in the event that it is stolen. Most modern vehicle tracking systems now use GPS modules to allow for easy and accurate location of the vehicle. Some insurers offer a discount if a vehicle has a tracker and some will insist on a tracker being fitted for high value vehicles. In addition to the cost of installing the tracker, the owner must pay an annual subscription to provide for the ongoing tracking service.

Please let us know about any modifications to your goods vehicle. Not all modifications are acceptable to insurers and failure to do so could invalidate your insurance.

Monday, 21 December 2015 12:24

What is an immobiliser

This is an electronic anti-theft device that is usually activated when the ignition key is removed and prevents starting of the engine. Generally these are now factory fitted by the vehicle manufacturer, however it is also possible to have an immobiliser fitted by a garage or specialist who would supply a certificate of installation. If the immobiliser on your van is not factory fitted, we will require a copy of your certificate of installation.

We can offer cover for car derived vans right through to HGV's.

Monday, 21 December 2015 12:22

I don't know the exact van model

Please refer to your V5 vehicle registration certificate (log book) Section 4 'Vehicle Details'

No claims bonus can only be used on one vehicle and one policy at any one time.

Monday, 21 December 2015 12:20

I earned my no claims bonus abroad

If your no claims bonus has been earned outside of the UK please call us on 01224 848382 to check that it is acceptable.

Monday, 21 December 2015 11:54

I earned my no claims bonus abroad

If your no claims bonus has been earned outside of the UK please call us on 01224 848382 to check that it is acceptable.

Monday, 21 December 2015 11:43

How long is my no claims bonus valid for

No claims bonus must have been earned on a policy in the UK which expired within the last two years.

It is possible to use no claims bonus earned on a private car policy provided it is not currently being used to insure another vehicle.

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