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Oil & Gas Contractors Liability

If you work in the oil and gas industry you'll understand that your insurance needs are different from other industries. Unfortunately, a standard 'off the shelf' Employers and Public Liability policy will not provide the level of cover which is required for your company.

H&R Insurance can provide you with a bespoke policy to specifically cover the oil and gas sector. We can cover small Limited companies doing a mixture of on-shore and off-shore contracts, including cover for manual labour. The policy automatically provides worldwide cover excluding USA & Canada but can be extended to include this if required. These polices include the all-important Subrogation and Hold harmless clauses which are often requested by contracting parties (see FAQs for definition).

Our advice about these agreements

You should only sign Waiver of Subrogation or Hold Harmless Agreements where all contacting parties agree to provide the same Waiver of Subrogation and Hold Harmless to each other and all parties to any contract.

Policy issue

We can normally issue the policy to you in full by e-mail on the same day we receive your proposal form and payment.

Policies can be extended to include:

  • Professional Indemnity
  • A set limit for Personal Accident
  • Directors & Officers Liability

Frequently Asked Questions

Many companies that contract the services of your company will insist you have a Waiver of subrogation clause in your insurance policy. All Insurers have a right to recover the cost of a claim that is paid out when another party is responsible for some, or all of the claims. In the oil and gas sector you will most likely be required to have a clause in your policy whereby your Insurer 'waives' (agrees to not enforce) these rights.

Our advice about these agreements

You should only sign Waiver of Subrogation where all contracting parties agree to provide the same Waiver of Subrogation to each other and all parties to any contract.

A Hold Harmless agreement can be specifically requested by companies who contract the services of your company. It means the company that hires you or your firm cannot be held responsible for any injuries, losses or damages that may be caused to you or your company.

Effectively the company are asking you to accept all risks that are associated with you carrying out your contract, and they will not be held legally or financially responsible.

Our advice about these agreements

You should only sign Hold Harmless Agreements where all contracting parties agree to provide the same Hold Harmless to each other and all parties to any contract.


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