Should I include personal possessions cover?

If you are looking for cover for items you would normally wear or carry outside the home, for example sports or photographic equipment then you would require personal possessions cover. You may also be required to specify any individual item exceeding the single article limit set by your insurer, regardless of whether the item in question is taken outside of the home. We will advise you on whether a specific item needs to be specified and whether a valuation is required.